Thursday, May 26, 2016

Bank Loan with Real Estate Mortgage (sample)

CONTRACT OF LOAN WITH REAL ESTATE MORTGAGE

This AGREEMENT entered by and between:
BANK OF THE PHILIPPINE ISLANDS, a corporation organized and existing under the laws of the Philippines, with principal place of business at 1212 Paseo de Roxas Avenue, Makati City, (hereinafter referred to as the "CREDITOR-MORTGAGEE");
and
MICHELLE A. VALE CRUZ, of legal age, Filipino, with residence at Unit 1717, Jazz Residences, Makati City(hereinafter referred to as the "DEBTOR-MORTGAGOR").

WITNESSETH; That -
WHEREAS, the CREDITOR-MORTGAGOR is a banking and financial institution which regularly grants loan applications from its valued clients;
WHEREAS, the DEBTOR-MORTAGOR is one of the successful grantees of the said loan application;
WHEREAS, the CREDITOR-MORTGAGOR had extended a loan to the DEBTOR in the amount of FOUR HUNDRED THOUSAND PESOS (P400,000.00) “LOAN” the full amount of which is acknowledged to have been received by the DEBTOR-MORTGAGOR.
WHEREAS, pursuant to the receipt of the said LOAN, the DEBTOR-MORTGAGOR promises to pay the LOAN to the CREDITOR in monthly installments, in the amount of P35,333.33 starting on May 27, 2016 until May 27, 2017 and failure to make good any installment shall render the entire obligation due and demandable;
WHEREAS, in addition to the DEBTOR-MORTGAGOR’s promise to pay, the former has also agreed to secure the payment of the LOAN;
NOW, THEREFORE, for and in consideration of the foregoing premises and as security for payment of the aforesaid obligation, the MORTGAGOR has transferred and conveyed, and by these presents transfer and convey by way of MORTGAGE, unto the MORTGAGEE, his/her heirs, successors or assigns the aforesaid parcel of land situated at San Antonio, Cavite City, and more particularly described as follows:

TRANSFER CERTIFICATE OF TITLE NO. 123456
Registry of Deeds for Cavite

Lot 20 Blk 54 of consolidation subdivision plan (LRC) Pcs-13265, being a portion of the consolidation of Lots 4751-A and 4751-B (LRC) Psd-50533,  Lot 3, Psd-100703, Lot 1, Psd-150980, LRC Rec. Nos. Nos. N-27024, 51768, 89632, N-11782, N-13466, and 21071 located at 187 Del Rosario St., San Antonio, Cavite City.


IN WITNESS WHEREOF, the parties hereto have caused these presents to be executed on the date and at the place first above set forth.
By:

________________                                             ___________________
Petra Mahalimuyak                                              Michelle A. Vale Cruz
President, Bank of the Philippine Islands


IN THE PRESENCE OF:

_________________                                           _________________
Carlos Celdran                                                     Rodrigo Duterte

AFFIDAVIT OF GOOD FAITH
We severally swear that the foregoing Mortgage is made for the purpose of securing the LOAN specified and defined in this instrument and for no other purpose; that the LOAN is a just and valid obligation; and that this Mortgage is not entered into for the purpose of fraud.


BANK OF METRO MANILA                             MICHELLE A. VALE CRUZ
(Creditor-Mortgagee)                                  (Debtor-Mortgagor)




ACKNOWLEDGMENT AND CERTIFICATE OF OATH
REPUBLIC OF THE PHILIPPINES  )
CITY OF MANILA             )  S.S.

          BEFORE ME, this 27th day of April, 2016 in the City of Manila, personally appeared:

Name                    Competent Evidence of Identity        Place and
                                                                                      Date of Issue

Michelle A Vale Cruz            Philippine Passport                               Manila,
                                                                                                  11/2011

Petra Mahalimuyak             Philippine Passport                       Manila,
                                                                                                11/2014

Carlos Celdran                   Driver’s License                                        Manila,
                                                                                                09/2015

Rodrigo Duterte                   Driver’s License                          Antipolo,
                                                                                                09/2013

known to me be the same person who executed the foregoing instrument, and acknowledged that the same are their free act and deed.
         
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my notarial seal on the date and place above written.



Doc. No.___________;                              Carl Fredson Au
Page No.___________;                              NOTARY PUBLIC for Manila
Book No.__________;                               Commission Serial No.______
Series of 2016.                                            Until December 31, 2016
Roll of Attorney_______
IBP  No.________
PTR No._______


No comments:

Post a Comment